The most asked questions
Just click on the question and the answer will pop up.

I don’t use any of the open space or CA’s recreation facilities, nor do I have a CA membership. Why do I have to pay an annual charge?

CA is a community-controlled, private, non-profit service corporation created to provide services and amenities for the benefit of Columbia. If your property is protected by CA covenants, your deed requires you to pay an annual charge. Haven’t explored our trails in fall? You’re missing out!

Why is my annual charge more than last year’s?

Your annual fee cannot go up more than 10%. That’s the rule. And, for fiscal year 2010-2011, the CA Board of Directors has reduced the maximum increase to 2.5% and kept the annual fee rate at $.68 (per every $100 of 50% of your state-assessed property valuation).

Why am I paying a membership fee if my annual charge pays for upkeep of fitness facilities, tennis courts, etc.?

The income provided by the annual charge, while significant, actually covers less than half of the cost of the services provided by Columbia Association. That means some of the most popular activities, such as Package Plan and facility memberships, require the payment of dues and fees. Since CA resident members pay membership dues AND the annual charge, their dues are significantly lower that those paid by non-CA residents. For example, CA resident families normally pay approximately 35 to 55 percent less for a membership in the Package Plan or for the outdoor pools than non-CA residents. This approach creates a strong community balance, as well. Those who use the facilities and programs support the greatest portion of the costs, while the expense of maintaining and operating universal amenities like community centers, pathways, tot lots, and lakes are shared by all. A recent survey showed that CA services are well used and enjoyed by the community – 93 percent have used at least one of the amenities including open space, and 78 percent have become members or used the fitness and recreation facilities, camps, Before and After School Care or Columbia Art Center on a pay-as-you-go basis.

Why do I now pay more than the previous owner?

CA follows the same methodology as Howard County and the State in applying its cap to increases in property value. The cap is not applied to property the first year following a purchase. Instead, the State’s phase-in value is used that year to calculate the annual charge, and that value may be higher than the previous owner’s last value.

How do I know if my lender is going to pay the annual charge for me?

We recommend you look at your escrow account and speak directly with your lender. CA is not a government entity, so the fee cannot be called a tax. It does resemble a tax to the extent that it is a first lien against your property, and therefore has priority over your mortgage. That’s why lenders often decide to include it in escrow. You should check with them to see how your annual charge is being handled.

We sold our property. Why are we still receiving the invoice?

CA receives ownership information monthly from the State Department of Assessments and Taxation. So we’re only as good as they are. It takes a period of time for the State to record property transfers. Once your deed is recorded and the State ownership information changes, we update our records.

Why do I have to bring in a copy of my Howard County tax bill to show my senior/homeowners/veterans tax credit? I brought it in last year.

It all works together – just as you have to reapply for the Howard County tax credit each year, you must also submit that new tax credit amount to CA, so that we can recalculate your annual charge. The information on the Howard County tax bill is used to calculate your CA-adjusted invoice amount.

Why is my neighbor’s fee less than mine?

Sometimes the grass is greener. But there’s a reason – actually, a formula. CA’s annual charge is based on values provided to us by the State Department of Assessments and Taxation. Several factors are involved, including the size of the home and the timing of its purchase. In the first year following a purchase, your fee is based on the State’s phase-in value. A neighbor who has been in their home for several years will have a different beginning phase-in value, which could result in a lower bill.
 
CA WOULDN'T BE CA WITHOUT YOU.

Think about all the things you love to do in Columbia. Working out at the fitness facilities. Walking the paths. Listening to summer concerts by the lake. You might be surprised to know that your annual charge helps CA provide and maintain many of those activities, as well as other programs and services. We thought you might be curious as to exactly where your dollars go and how it all works. That’s why we’ve developed this Web site. Our goal is to answer your questions and share important information. Of course, if you should still have questions, we invite you to contact us or visit the Columbia Association (CA) website.

This is your CA. You should feel proud that you help make everything so wonderful.

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